Bankruptcy Representation

I have extensive experience in the area of consumer bankruptcy.  Over the past ten years I have represented debtors, creditors and Trustees in consumer bankruptcy cases, including Chapter 7 and Chapter 13 matters.   My experience and relationships with other attorneys, Trustees and courts provides me with an opportunity to assist you in resolving your bankruptcy matters efficiently, and timely.  It is my goal to see that your legal needs have been met with the least amount of disruption to your normal life, while making sure that all your legal rights have been protected.  I look forward to assisting you with you legal matters.
Specialties
Consumer Bankruptcy

Chapter 7

Chapter 13

Adversary Proceedings

Loan Modification

Debt Restructuring

Debtor/Creditor Rights

Wills/Trusts

Business Consultation
Chapter 7 is the simple form of bankruptcy.  I will review your financial situation and see if you qualify.  If so, we can file your Petition and get you a fresh start.
Chapter 13 is a longer process requiring you to make payments to a Trustee over a 3-5 year period.  Upon successful completion of the process, you will receive your discharge and fresh start.
Adversary proceedings are civil lawsuits within the Bankruptcy Court.  These proceedings are separate from the bankruptcy, but can have a great impact on your case.  Let me help you get through these processes.
DAVID J. MONTERA, P.C.